Banks – fraud warnings & protection
Criminals impersonate your bank – by text, email or phone – to steal login details, one-time codes or card data. Find current bank-phishing warnings and practical protection tips here.
Current warnings in this category
Aktueller Betrugsfall, gemeldet von Watchlist Internet. Details siehe verlinkte Quelle.
→Aktuelle Warnung von Verbraucherzentrale – Phishing-Radar. Details siehe verlinkte Quelle.
→Am Telefon geben sich Täter als Bankmitarbeiter aus und behaupten, es habe verdächtige Abbuchungen gegeben. Sie versuchen, TANs, Kartendaten oder die Freigabe in der Banking-App zu erschleichen. Echte Banken fragen solche Daten telefonisch nie ab.
→Betrüger versenden im Namen von Banken und Zahlungsdiensten (u. a. PayPal, ING, Commerzbank, Postbank) Nachrichten über angebliche „ungewöhnliche Aktivitäten“ und verlinken auf täuschend echte Login-Seiten, um Zugangsdaten abzugreifen.
→Other institutions
Affected brands/companies
Common schemes
- Phishing text or email claiming your account is blocked, linking to a convincing fake bank login page.
- Call from a supposed bank employee asking for a code or push approval because of “suspicious transactions”.
- Request to install a “new security app” or re-register a device in the push-TAN process.
How to protect yourself
- Banks NEVER ask for a code, PIN or password by phone, text or email – hang up or delete the message.
- Always log in yourself via the official app or a manually typed address – never via links in messages.
- If in doubt, call your bank using the number on the back of your card and block the card/access immediately.
Frequently asked questions
Would my bank ever ask for a one-time code by phone?
No. No legitimate institution asks for a code, PIN or password by phone, text or email. Any such request is a fraud attempt.
I clicked a phishing link – what should I do?
If you entered data: block your access and card immediately, change your password via the real site, and inform your bank. Only clicked without entering anything? Stay alert regardless.
How do I recognise a fake bank website?
Watch for altered addresses, spelling mistakes, time pressure and unusual requests. When unsure, open the site via a bookmark or the app, never via a link in a message.